Important Update – Business FinCEN CTA BOI Reporting

December 9, 2024
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In 2021, Congress enacted the Corporate Transparency Act (CTA), a law aimed at enhancing the government’s efforts to combat money laundering, terrorist financing, and other financial crimes. This act established a new report that required many small businesses to report their beneficial owner(s) interest (BOI) − individuals who possess ownership or exercise control over the business − to the Financial Crimes Enforcement Network (FinCEN), an agency within the U.S. Department of Treasury. The initial reports for existing companies were due by January 1, 2025.

However, on December 3, 2024, a U.S. District Court in Texas issued a nationwide preliminary injunction against the enforcement of the CTA. At this point there are several possible outcomes ranging from the injunction being appealed and reversed in the coming days to being completely eliminated by the next administration. 

The bottom line is that as of right now, no business is currently required to comply with the CTA and file the report that was previously due 1/1/25. This could change at any time. If you want to avoid this potential situation or to file the report now “just in case,” you may file the report yourself (see BOI report link below).  Alternatively, if you would like to engage our firm to file the report on your behalf, you may contact Michael Butler or Jeb Williamson via Liscio or 256-734-7393.

BOI report information – https://fincen.gov/boi Forbes article on the CTA – https://www.forbes.com/sites/matthewerskine/2024/12/04/court-blocks-corporate-transparency-act-a-win-for-federalism/